Primerica Online Life Insurance Options for Better Financial Protection

If you're looking for affordable and flexible life insurance options, Primerica is a well-established company that offers two types of term life insurance policies - TermNow and Custom Advantage. With over four decades of service, Primerica has insured more than 5 million people across North America, providing financial protection to families in the event of an unexpected death.

One of the unique features of Primerica's term life insurance policies is the waiver of premium rider, which allows you to pause your premium payments if you experience a qualifying disability and cannot work. Additionally, the terminal illness benefit rider offers financial assistance when you're still alive, provided that you were diagnosed with a terminal illness.

Primerica's Custom Advantage policy requires a medical exam and has a more complicated underwriting process that can take up to a few weeks, but it offers higher coverage limits of over $1 million. On the other hand, TermNow is Primerica's no medical exam life insurance policy, which uses quick data checks to provide coverage faster (sometimes within minutes). However, this policy has a lower coverage limit of $300,000.

Both policies have a term duration of up to 35 years and are renewable until age 95 without needing a new application or health exam. What's more, Primerica's policies do not have terror or war exclusion clauses, which means beneficiaries can receive full benefits when an insured is killed in war or by acts of terrorism.

Primerica has been in business since 1977 and is based in Duluth, Georgia, offering term life insurance to customers across the nation (including Guam and Puerto Rico) and Canada. While their website may not provide extensive product information, Primerica's policies are designed to offer financial protection and peace of mind to individuals and families.

In conclusion, if you're looking for flexible and affordable life insurance options, Primerica is definitely worth considering. With two types of term life insurance policies to choose from, you can customize your coverage to suit your specific needs and budget.

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